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Progress in payments includes accelerating seismic shifts to digital transactions and generating unbounded opportunities for innovation.

The European Commission's legislation aims to create EU-wide laws to ensure the operational resilience of the financial services industry.

A key block is a special cryptographic structure designed to protect cryptographic keys when they are transported over networks which are potentially insecure.

QR codes in payment are not currently using any sort of encryption. However, they need to be improved and made more secure. How can HSMs help?

Recently, a new trend in payments has emerged: paying with QR codes. Find out what QR codes are and how they work.

When it comes to offering payments as a service, banks have so much to gain by leading the race. Alternatively, they have so much to lose if they do not take the lead.

As Buy Now, Pay Later levels of growth are only set to increase, banks should take note of the growth that is anticipated in the next generation of consumers.

Organizations face an ever-present risk of data breaches as digital transformations continue to flourish in the business scape. Encryption plays a critical part in mitigating business risks and keeping data safe.

What is Buy Now, Pay Later? BNPL for short is known as installment payments and point-of-sale financing (POSF). Offering buyers credit as part of a purchase has been around since antiquity and therefore, what we are seeing is an explosion of a new variant.

Open Finance is seen as the natural evolution to Open Banking - extending the use of open data beyond traditional payment accounts to encompass an individual’s complete financial landscape, putting control in the hands of the customer and promoting full financial inclusion.

Digital transformation is on the rise and so is the need for HSMs. This requires a cloud-agnostic HSM solution that is able to seamlessly bridge the gap between on-premise and cloud deployments.