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Aktuelles - Blogbeitrag
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The Open Finance Ecosystem & the Standards for Secure Identification & Sharing of Data

Open Finance is seen as the natural evolution to Open Banking - extending the use of open data beyond traditional payment accounts to encompass an individual’s complete financial landscape, putting control in the hands of the customer and promoting full financial inclusion.
Aktuelles - Blogbeitrag
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The Buy Now, Pay Later Revolution

What is Buy Now, Pay Later? BNPL for short is known as installment payments and point-of-sale financing (POSF). Offering buyers credit as part of a purchase has been around since antiquity and therefore, what we are seeing is an explosion of a new variant.
Aktuelles - Blogbeitrag
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Understanding the Role of Hardware Security Modules in Credit Card-Based Payment and Retail Banking

Most standard card payment systems utilize what is called the “Four Corners” model. This model relies on the secure environments provided by HSMs to protect the numerous cryptographic keys and cryptographic operations.
Aktuelles - Blogbeitrag
Watch now: The Path for Cloudifiying Payment HSMs

Watch Now: The Path for Cloudifying Payment HSMs - Utimaco

Leverage the breadth of benefits in the cloud. Overview of options for meeting all PCI PIN compliance requirements and moving payment HSMs to the cloud.
Aktuelles - Blogbeitrag
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Banking as a Service – With the Right Technical Foundation a Scalable Digital End-to-End Opportunity Exists

This article explains the concept of Banking-as-a-Service and how with the right technical foundation incumbent banks can benefit.
Aktuelles - Blogbeitrag
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Payments as a Service - How Banks Can Lead the Race

When it comes to offering payments as a service, banks have so much to gain by leading the race. Alternatively, they have so much to lose if they do not take the lead.
Aktuelles - Blogbeitrag
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An Introduction to Payments as a Service

Explaining Payments as a Service and how PSD2 is paving the way to make payments easier and enhancing protections for consumers.
Aktuelles - Blogbeitrag
paying with a qr code

Why HSMs are needed for QR codes in payments?

QR codes in payment are not currently using any sort of encryption. However, they need to be improved and made more secure. How can HSMs help?

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