Financial Service Solutions

HSMs for Payment Use Cases

Hardware-based security for an industry that has some of the most demanding IT compliance requirements - banking and financial services

All players within the banking and financial service industry have a requirement to fulfill highly demanding IT compliance requirements and regulations. These include fast-paced market ‘digital finance’ developments such as contactless payments and mobile apps, peer-to-peer lending, open banking, and remote trading - where banks provide services that go beyond cash with digital engagement.

In an industry where a vast amount of personalized data is generated, unwanted security concerns have also evolved- fraud and phishing attacks have increased dramatically.

On a local and global scale, all stakeholders within this industry have new and ongoing security requirements to consider. Given the severe consequences of security breaches, it’s critical to build on reliable and proven cryptographic cybersecurity solutions.


Utimaco’s hardware-based security solutions have been specifically designed in order to meet the critical needs of customers within the banking and financial services industry with solutions that are based on more than 45 years of experience.

By providing HSMs with strong physical and logical security, Utimaco provides trusted digital end-to-end processes which can range from PCI compliant payment card processing, bank card issuing, and cardholder authentication through to tokenization of payment data and block-chain solutions.

Utimaco offers modular, proven, and compliant applications to secure the whole heterogeneous transaction processing chain, from points of departure to the end - in full compliance with PCI DSS and FIPS 140 regulations to banks and financial services all over the world.

Utimaco solutions are known for their high level of customization options, which allow them to better meet the actual requirements and IT infrastructure of their customers’. With both easy integrations through a huge range of supported cryptographic algorithms and highly scalable application interfaces (APIs), Utimaco provides a unique range of solutions across the banking and financial services industry.

How to choose an HSM

Choosing an HSM that suits your needs

How to choose an HTM Chart


Read more
Or download the Solution Leaflet about the differences between Payment HSMs and General Purpose HSMs, and how Utimaco can help in providing the right one for you.

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